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India’s credit card spending declined to a seven-month low in February 2025, falling to ₹1.67 trillion from ₹1.84 trillion in January, according to the Reserve Bank of India (RBI). This decline comes amid rising household debt and slowing salary growth, which has lagged behind inflation, making discretionary spending more challenging for many Indians. Credit Card … India’s Credit Card Spending Hits 7-Month Low Amid Rising Household Debt

United States has announced a significant escalation in trade protectionism, imposing a baseline tariff of 10% across all imports, with country-specific reciprocal tariffs ranging between 10-50%. India faces a particularly sharp increase, with tariffs raised to 26%, marking a substantial escalation in trade barriers for Indian exports to the US. These tariffs will take effect … Tariff Impact on the Indian Economy

India’s housing market is experiencing significant growth, with home prices projected to rise by 6.5% in 2025, fueled by strong demand, particularly in the luxury segment. The sector is on track to reach $1 trillion (Rs. 1 lakh crore) by 2030, reflecting long-term investor confidence. However, despite the housing boom, India’s GDP growth is expected … The Future of Indian Real Estate: Growth, Inflation, and Affordability in 2025

IIP growth hits high of 5.2% in November 2024, a six month high due to manufacturing boost. Household staples see a brighter third quarter as rural resurgence offsets city stress. FinMin wants Banks, NBFCs to join hands to fund large infrastructure projects. Infrastructure projects are risky unless the revenue model is good enough. India’s services … GOLDMINE UPDATE

RBI Urges Stricter Prudential Norms to Mitigate Unsecured Loan Vulnerabilities The Reserve Bank of India (RBI) has expressed concerns regarding the rising trend of high ceilings set by banks and non-banking financial companies (NBFCs) for unsecured loans. While there has been some moderation in unsecured lending after the central bank tightened norms for this segment, … RBI Urges Stricter Prudential Norms to Mitigate Unsecured Loan Vulnerabilities

The Indian Government has not yet announced any stimulus package for boosting consumption. We could see some form of package come in soon, may be in the budget and that could also stimulate the economy. The Government can reduce GST rates on certain items and also reduce Income tax rates to boost consumption. The RBI … GOLDMINE UPDATE